Please read the following statements carefully, as they address the rules of engagement between us. Together, these four pages describe how we engage with you whenever you use our websites: Privacy, Terms, Disclaimer, Cookies.

By accessing this Website and any of the Company’s properties, you are acknowledging and accepting this Disclaimer for all of the Company’s properties.

The four pages mentioned above are subject to change at any time at the discretion of the Company, without notice. Your use of any of the Company’s Websites after any changes are implemented constitutes your acceptance of the changes. As a result, we encourage you to consult them frequently. They describe our rules of engagement.

This Website is owned and operated by People and Process Limited, a New Zealand-registered company, NZBN 9429034870792. The following terms and conditions govern your use of this site and all other People and Process Limited sites and products, some of which (but not all) are listed herein.

For the purpose of this agreement and for ease of use, any reference to “the Company” shall be a reference to People and Process Limited and any reference to “the Website” shall be a reference to any and all websites owned by the Company, their respective products, and their employees and agents.

The Websites include, but are not limited to: sjhay.com.

Earnings and Typical Results

From time to time, we may recommend services and products to help you enhance your own business and operations. As affiliates of certain products and services we may receive compensation for recommending and promoting products/services linked to or from this Website. We do so with responsibility to only recommend products or services we believe will benefit you.

Every effort has been made to accurately represent information and it’s potential. There is no guarantee that you will earn any money using the techniques and ideas available through this Website. Examples on our Website are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our products, services, ideas and techniques. We do not purport that any information we make available will provide you with a “Get rich scheme.”

You specifically acknowledge and agree that your use of this Website and our services are at your own risk. Anything available via this Website may include inaccuracies or typographical errors. Changes are periodically made to the information on and available via the Website.

While every care is taken, we make no representations about the suitability, reliability, availability, timeliness, and accuracy of anything contained on this Website, for any purpose, to the maximum extent permitted by applicable law, anything contained on this Website is provide “as is” without warranty or condition of any kind.

By using “The Company’s” Websites, you acknowledge and agree that any information or advice provided by us does not constitute financial, legal, or health advice or advice of any other regulated industry, nor does it create a warranty of any kind and you acknowledge that you should consult an appropriate professional for specific advice tailored to your personal situation.

By using this and all of the Company’s Websites, you release its owners from any liability with regards to the information or what you choose to do with it.

This disclaimer applies to the fullest extent permitted by law, and shall survive any termination or expiration of this agreement or your use of this website or our services.

Third Party References / Hyperlinks

Any of the Company’s sites may link you to other sites on the Internet, and may hold comments and opinions of people not employed by the Company. These sites and comments may contain information or material that some people may find inappropriate or offensive. These other sites, comments and the people who are making them are not under the control of the Company, and you acknowledge that the Company is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such content does not imply endorsement of the site by or any association with its operators (Company).

If you decide to access any other websites linked to or from this Website, you do so entirely at your own risk. Products and/or services purchased through third-party websites are subject to the Terms and Conditions of such other parties and their websites, and the Company or any of its agents shall have no liability or responsibility theretofore.

All Information

The material provided here is for educational and informational purposes only, and is not intended as medical, business, or any other type of advice. All information contained in this site, and any of the Company’s” sites (listed above), should not be used to diagnose or treat any illness, metabolic disorder, disease, or other health problems, any business related issue.

If you have developed a serious illness of some kind, the complexities of dealing with that disorder are best handled by Googling them, educating yourself, then visiting your physician or health care provider, whom attorneys say you should also consult with before beginning *any* nutrition or exercise program. Use of the programs, advice, and other information contained in this site and all of the Company’s sites is at the sole choice and risk of the reader.

The information contained in the Website is provided for informational purposes only and is not meant to substitute for the advice provided by your doctor or other health care professional. Information and statements regarding dietary supplements have not been evaluated by the Food and Drug Administration unless specifically so stated. You should carefully read all product packaging prior to use. You are responsible for your own health.

All messages expressed on any of the Company’s” Websites, including their Forum, the Blog, including comments posted to Blog entries, or discussions inside the Forum, represent the views of the author exclusively and the Company will not be held responsible for the content of any message.

The Company reserves the right to remove, edit, move or close any content item for any reason, including, but not limited to, comments that are in violation of the laws and regulations formed pursuant to the FTC, Federal Food, Drug and Cosmetic Act.

About this Disclaimer

The entire contents of this Disclaimer should be read in conjunction with our Terms of Use and Cookie and Privacy Statements.

If you do not understand any of the contents in this Disclaimer, or if you have any questions or comments, we invite you to contact us via our Support page.

This Disclaimer was last updated – July 2023